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This issue brief provides an overview of state laws related to insurance guaranty funds. Insurance guaranty funds are designed to avoid excessive delays in payment and financial losses to insurance claimants or policyholders because of the insolvency of an insurer.

This memorandum provides an overview of the recovery of damages for loss of use by rental vehicle companies and various state laws that prohibit or limit the recovery of these damages.

Health insurance is a method of paying for health care services that spreads the risk and costs across a group of covered persons. In exchange for premiums and other cost-sharing mechanisms, such as deductibles and co-payments, health insurance companies pay for the costs of covered services. Health insurance carriers set premiums, deductibles, and co-payments at a level that covers the estimated health care costs incurred by all members of the group.

This document provides a summary of major insurance legislation considered by the General Assembly during the 2014 session.