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A homeowner association (HOA) must obtain insurance to cover common elements such as physical property and liability. Unit owners within an HOA also purchase insurance to cover the homeowners’ private property, parts of the unit not covered by the HOA’s policy, and liability. This issue brief outlines insurance coverage for HOAs and unit owners, circumstances contributing to the cost of insurance, and current laws that address insurance issues.

To date, Colorado and ten other states have enacted paid family and medical leave laws.  The other states include California, Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Oregon, Rhode Island, and Washington.  However, the New Hampshire is voluntary for employers and relies on tax incentives for businesses to contribute.  In addition, Hawaii has a paid medical leave law that does not extend to family leave.  This memorandum provides a summary of the major components of the paid family and medical leave laws in each of these states.

During the 2022 legislative session, the General Assembly passed several laws related to the regulation of the business of insurance in the state, as well as laws related to workers’ compensation claims and commercial regulation.

The Colorado Motor Vehicle Resource Book is intended to serve as a reference guide for information on the state's motor vehicle laws.  

Motor Vehicle Law Resource Book

This memorandum provides information on Colorado's mandated health insurance benefits. Table 1, Colorado Health Insurance Mandates, provides a description of current state laws governing insurance benefits.  The mandates are listed in the table alphabetically.

During the 2019 legislative session, the General Assembly passed laws related to the regulation of the business of insurance in the state. 

During the 2018 legislative session, the General Assembly considered measures related to title insurance, records access for insurance agents, and workers' compensation insurance.

During the 2017 legislative session, the General Assembly considered measures related to the sunset review of the Division of Insurance, insurance fraud, life insurance cash surrender value, financial examinations and market conduct examinations, and self-storage insurance.

This issue brief provides an overview of state laws related to insurance guaranty funds. Insurance guaranty funds are designed to avoid excessive delays in payment and financial losses to insurance claimants or policyholders because of the insolvency of an insurer.

This memorandum provides an overview of the recovery of damages for loss of use by rental vehicle companies and various state laws that prohibit or limit the recovery of these damages.

This document provides a summary of major insurance legislation considered by the General Assembly during the 2014 session.